> ## Documentation Index
> Fetch the complete documentation index at: https://docs.civicbot.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Economy settings

> Currency, payout schedule, member features and the payout log channel.

The **Settings** page holds everything that applies to the whole server. Find it under the **Economy** group in the sidebar.

> [!NOTE]
>
> **Image needed — `dashboard-economy-settings.png`**
> Show the full Settings page. Capture all five sections in one image if possible.

## Economy

| Setting | Default | What it does |
| - | - | - |
| **Economy enabled** | Off | The master switch. When off, income and payouts pause. Balances are kept. |

## Currency

| Setting | Default | Notes |
| - | - | - |
| **Name (singular)** | Dollar | Used for one unit, for example "1 Dollar". |
| **Name (plural)** | Dollars | Used for other amounts. |
| **Symbol** | \$ | Shown with every amount. |
| **Decimal places** | 2 | From 0 to 6. Changing this changes how existing balances display. |

## New accounts

| Setting | Default | Notes |
| - | - | - |
| **Starting balance** | 500 | Paid **once**, into each new member's wallet. Existing balances are never changed. |

## Payout schedule

| Setting | Default | Notes |
| - | - | - |
| **Time zone** | UTC | Your community's time zone. Payouts use this to work out the server's calendar day. |
| **Payout time** | 00:00 | The local time Civic pays, in `HH:mm`. |
| **Pay into** | Bank | Whether income lands in the member's bank or wallet. |
| **Daily cap per member** | None | The most a member can earn in one day. Blank means no cap. |
| **Automatic payouts** | Off | Turn scheduled payouts on. |

> [!WARNING]
>
> Changing the **Time zone**, **Payout time** or **Daily cap** changes your next payout. Civic asks you to confirm before saving these.

## Member features

| Setting | What it does |
| - | - |
| **Payout log channel** | Where Civic posts a summary after each payout. Civic needs **View Channel** and **Send Messages** there. |
| **Wallet transfers** | Lets members deposit and withdraw. |
| **Member payments** | Lets members pay each other. |
| **View other members' balances** | Lets members look up each other's balances publicly. |

## Saving

* Unsaved changes are shown in the bar at the bottom of the page.
* Settings that change the next payout ask for confirmation.
* **Discard** reverts to the last saved values.
* Leaving the page with unsaved changes prompts a warning.

> [!NOTE]
>
> Prefer slash commands? The same settings are available under `/economy settings`.


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